D. Thode & Associates - Licensed Insolvency Trustees

Serving Interior British Columbia and The Vancouver Area.  Bankruptcy Trustees & Administrators of Consumer Proposals.

Since 2003, D. Thode & Associates has been helping individuals and families get through their financial difficulties.  Our trustees are fully licensed in British Columbia and the Yukon to deal with all legal financial alternatives available including bankruptcy and consumer proposals.  If you are having debt problems, we will assist you in understanding all options, your rights, responsibilities and your protections offered through these alternatives, in order that you may make an informed decision on which alternative is best for you and your situation.

Meeting with a trustee is the first step.

We know you are likely feeling overwhelmed, but a quick meeting will help determine which solution suits your situation best.

Contact us for a FREE no obligation consultation Today

personal finances during the COVID-19

What are your options?

  • Option #1 – Consolidating Credit: Let’s see if we can utilize existing capital to get you back on track.
  • Option #2 – Consumer Proposal: It is possible to negotiate a solution with your creditors to relieve your stress.
  • Option #3 – Bankruptcy: Often the last alternative bankruptcy can be a needed step to getting your life back on track.

We are with you the entire way!

As Insolvency Trustees, we can assist you in all facets of the debt solution process from helping you with paperwork to helping cancel wage garnishments. 


Our Services


Applying for personal bankruptcy releases you from your debts and gives you a fresh financial start.  We’ll help you prepare documentation for bankruptcy and walk you through the process.

Consumer Proposals

Let us negotiate a payment plan for you though the filing of a consumer proposal. You don’t have to file for bankruptcy. Pay your creditors on a modified payment schedule with no further interest.

Debt Help

Get started today. Download and complete our convenient online application form and bring it with you to your next appointment and save time.

Professional Affiliations

Recent Posts


Covid-19 And The Timing Of Bankruptcy

Since the pandemic was declared hundreds of thousands of British Columbians have lost their jobs and find themselves unable to …

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Can a Consumer Proposal Be Rejected?

A consumer proposal is a formal offer made to creditors to settle debts for less than 100 cents on the …

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consumer proposal

How Long After a Consumer Proposal Can I get a Mortgage?

You’ve taken the first step towards a fresh start by filing a consumer proposal and putting your past debt behind …

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