Bankruptcy, Consumer Proposals & Debt Solutions, B.C.

We Want to Help You Become Debt Free

We Can Help STOP - Debt Stress - Creditors - Collection Agents - Garnished Wages - Tax Debt

Bankruptcy

Applying for personal bankruptcy releases you from your debts and gives you a fresh financial start. We’ll help you prepare documentation for bankruptcy and walk you through the process.

Consumer Proposals

Let us negotiate a payment plan for you though the filing of a consumer proposal. You don’t have to file for bankruptcy. Pay your creditors on a modified payment schedule with no further interest.

Debt Consolidation

When facing financial difficulties that include multiple debts, one of the first options people often consider is a consolidation loan. A consolidation loan is taking out one loan for the purpose of paying off other debts. Learn about all your financial alternatives and see what’s the best option for you.

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We Help Clients Become Debt Free

Since 2003, D. Thode & Associates has been helping individuals and families get through their financial difficulties. Our trustees are fully licensed in British Columbia and the Yukon to deal with all legal financial alternatives available including bankruptcy and consumer proposals. If you are having debt problems, we will assist you in understanding all options, your rights, responsibilities and your protections offered through these alternatives, in order that you may make an informed decision on which alternative is best for you and your situation.

Meeting with a trustee is the first step. We know you are likely feeling overwhelmed, but a quick meeting will help determine which solution suits your situation best.

Are you struggling with your finances, and accumulating debt problems? it can be difficult to know where to begin. As time passes, debts go into collections and transferred from one company to another. This makes it difficult to keep track of who you owe and how much. With your permission, D. Thode & Associates Inc., can help you figure out what you owe. Understanding the full extent of your debt is an Important step in determining the best way to move forward.

What to Expect At Your Free Debt Consultation

One of our Trustee’s or Senior Insolvency Managers will review with you your situation (Creditors, Assets, Monthly Income and Expenses, other pertinent information). After gathering this information, we will be able to advise you as to your alternatives, what we would expect to happen to you under those alternatives and the pros and cons with each alternative, in order that you may make an informed decision regarding which alternative is right for you, if any. This initial free consultation usually lasts between 30 and 60 minutes.

Our Team

Doug Thode

President

Jan Cullum

Senior Estate Manager

Happy Clients

Shelley is AWESOME at what she does and really helped me get back on track with my finances. If you are in debt and need help, go here you won’t regret it. Thanks Shelley! Highly Recommended.

I just spoke with Doug on the phone, and he put my mind at ease in regard to my debt. Doug gave me detailed instructions on what to do and not do. I'm feeling much more in control after my short conversation with him. I would recommend anyone that is anxious over their debts to contact D. Thode & Associates!

It is very rare to find a business that you can trust, that is professional, that is kind, that is great at what they do---Doug and his team are it. Doug took care of my family in a professional and respectful manner. He was so empathetic, knowledgeable, and kind. He is thorough and did such a wonderful job.