Get Out of Debt Without
Going Bankrupt

We Can Help.


Are You Been Harassed
by Creditors?

We Can Help.


Take Control of Your Debt,
Don't Let Debt Control You.

We Can Help.


Yes, You Can Go
Bankrupt on CRA

We Can Help.

Licensed Insolvency Trustees & Administrators of Consumer Proposals

Find a solution that is right for your needs and free yourself of debt.


Applying for personal bankruptcy frees you from all debts and lets you start over. We’ll help you prepare documentation for bankruptcy and walk you through the process.

Consumer Proposals

Let us negotiate a process for you through consumer proposals. You don’t have to file for bankruptcy. Plan with creditors and pay them back on a modified schedule.

Credit Counselling

We can also help you resolve your debts without filing for bankruptcy. When you come to us for a consultation, we will discuss your options with you.

Apply Today

Get started today. Use our convenient online application form. Download and complete your copy and bring it with you to your next appointment to save time.

Consumer Proposals & Bankruptcy Trustees in Kelowna

Bankruptcy Kelowna

Applying for personal bankruptcy can free you from all of your debts and allow you to start over. We can address your specific needs and help prepare documentation for bankruptcy, walking with you through the process. You will benefit by getting relief from your creditors and your budget will no longer be strained. Get back on your feet.

Consumer Proposals

Let us streamline the negotiating process for you through consumer proposals. Consumer proposals allow you to negotiate a settlement with your creditors and can avoid personal bankruptcy. You can design a plan with your creditors and pay them back on a negotiated schedule.

Avoid Bankruptcy

We can also help you resolve your debts without filing for bankruptcy. When you come to us for a consultation, we can discuss all available options with you. After carefully assessing your needs, we can determine the best course of action based on your personal needs.

Get Long-Term Debt Help

If you need financial counselling, we can also help you with that. Credit counselling can help you plan better for the future and know what kind of financial decisions to make. If you’re seeking the advice of a credit counsellor in Kamloops, call us first.

Save Your Business

Bankruptcy has the potential to destroy your business. If you want to avoid that kind of disaster, we will help you through the process. If personal bankruptcy is unavoidable, we will prepare the documentation and distribute assets to your creditors.

Doug Thode – Licensed Insolvency Trustee Kelowna & BC Interior

Doug has worked in the insolvency industry since 1990 and received his license in 2002. In 2003, Doug started the firm D. Thode & Associates Inc. Since the beginning of his career, Doug has dedicated himself to helping those in financial distress make sound financial decisions. He uses his many years of experience in the field to give knowledgeable advice to clients, giving them the tools to have a successful financial future..

Doug is a member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP). Read more…

Need Help With Debt?

At D. Thode & Associates Inc. we pride ourselves on providing personalized service. You will deal with a small, dedicated and experienced group of staff who will guide you through the process. We are friendly and compassionate and understand that past problems will not define your future.

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