Jan Cullum

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Jan Cullum

Jan is a Senior Estate Manager and BIA Insolvency Counsellor.

Doug has worked in the insolvency industry since 1990 and received his license in 2002.  The following year, he started the firm D. Thode & Associates Inc.

Doug has dedicated himself to helping those in financial distress make sound financial decisions.  He uses his many years of experience in the field to give knowledgeable advice to clients, giving them the tools to have a successful financial future..

Doug is a member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP).

When Doug is not working, he spends his time with his family and travelling when he can

Jan Cullum

Jan Cullum

Senior Estate Manager

Your Credit Report
Are you struggling with your finances, and accumulating debt problems? it can be difficult to know where to begin. As time passes, debts go into collections and transferred from one company to another. This makes it difficult to keep track of who you owe and how much. With your permission, D. Thode & Associates Inc., can help you figure out what you owe. Understanding the full extent of your debt is an Important step in determining the best way to move forward.

Learn Your Alternatives


Applying for personal bankruptcy releases you from your debts and gives you a fresh financial start. We’ll help you prepare documentation for bankruptcy and walk you through the process.

Consumer Proposals

Let us negotiate a payment plan for you though the filing of a consumer proposal. You don’t have to file for bankruptcy. Pay your creditors on a modified payment schedule with no further interest.

Debt Help

Get started today. Download and complete our convenient online application form and bring it with you to your next appointment and save time.

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