Jan Cullum

Contact us for a FREE "Know Your Alternatives" consultation.

Jan Cullum

Jan is a Senior Estate Manager and BIA Insolvency Counsellor.

Jan has 28 years of experience in the insolvency industry and helps individuals find solutions to financial difficulties with empathy and compassion. 

Her lengthy experience allows her to explain the options available and find the best solution tailored to each individual personal situation.

When not working, Jan enjoys travelling to warm climates, cooking, skydiving and spending time with her two wiener dogs.

Jan Cullum

Jan Cullum

Senior Estate Manager

Your Credit Report
Are you struggling with your finances, and accumulating debt problems? it can be difficult to know where to begin. As time passes, debts go into collections and transferred from one company to another. This makes it difficult to keep track of who you owe and how much. With your permission, D. Thode & Associates Inc., can help you figure out what you owe. Understanding the full extent of your debt is an Important step in determining the best way to move forward.

Learn Your Alternatives


Applying for personal bankruptcy releases you from your debts and gives you a fresh financial start. We’ll help you prepare documentation for bankruptcy and walk you through the process.

Consumer Proposals

Let us negotiate a payment plan for you though the filing of a consumer proposal. You don’t have to file for bankruptcy. Pay your creditors on a modified payment schedule with no further interest.

Debt Help

Get started today. Download and complete our convenient online application form and bring it with you to your next appointment and save time.

Professional Affiliations

D. Thode & Associates Inc., Licensed Insolvency Trustees.