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Mountain Lake

Disclaimer

Privacy Policy for Canadian Bankruptcy Trustee


[Effective Date: [July 1, 2023]

This Privacy Policy (“Policy”) outlines how [D. Thode & Associates Inc. (“we,” “our,” or “us”), a Canadian bankruptcy trustee, collects, uses, discloses, and protects personal information in accordance with applicable privacy laws and regulations, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and provincial privacy legislation in Canada. Protecting the privacy and security of your personal information is a fundamental commitment for us.

Please take the time to read this Policy carefully to understand how we handle your personal information.

1. Collection of Personal Information

We collect personal information from individuals who are involved in bankruptcy proceedings, including debtors, creditors, and other stakeholders. The types of personal information we collect may include, but are not limited to:

  • Name, address, and contact information

  • Financial information

  • Employment history and income details

  • Social insurance number (SIN) and other government-issued identification numbers

  • Credit reports

  • Bank account information

  • Legal and financial records


2. Purposes of Collection
We collect and use personal information for the following purposes:
To assess and manage bankruptcy and insolvency cases
 

  • To comply with legal and regulatory requirements

  • To communicate with creditors, debtors, and other stakeholders

  • To facilitate payments and distributions to creditors

  • To maintain records and documentation related to bankruptcy proceedings

  • To investigate and report on fraudulent activities

  • To provide information to government authorities, as required by law
     

3. Consent
By providing your personal information to us or by participating in bankruptcy proceedings, you consent to the collection, use, and disclosure of your personal information for the purposes outlined in this Policy. You may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice.

4. Disclosure of Personal Information
We may disclose your personal information to the following parties when necessary and appropriate:
 

  • Creditors, debtors, and their legal representatives

  • Courts and regulatory authorities

  • Credit reporting agencies

  • Service providers and vendors who assist us in our operations

  • Legal counsel and other professionals involved in bankruptcy proceedings

  • Other parties as required by law

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5. Security of Personal Information
We have implemented reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include physical, technical, and administrative safeguards.

6. Retention of Personal Information
We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected or as required by law. When your personal information is no longer needed, we will securely dispose of it.

7. Access to and Correction of Personal Information
You have the right to access and correct your personal information held by us. To do so, please contact our Privacy Officer using the contact information provided below.

8. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. We will post the updated Policy on our website with the effective date.

9. Contact Us
If you have questions, concerns, or requests regarding your personal information or this Policy, please contact our Privacy Officer:

D. Thode & Associates Inc.
220-1980 Cooper Rd.,
Kelowna, BC V1Y 8K5
250-712-5353
info@outofdebt.ca

We take your privacy seriously and are committed to addressing your inquiries promptly.

By using our services and providing your personal information, you agree to the terms outlined in this Privacy Policy.

Last Updated: July 1, 2023

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