Blog

Can I really reduce my debt by 80%?

The short answer is probably yes. There are only 2 legal alternatives for reducing your debt in Canada.  The first alternative is bankruptcy. The second

Blog

Windfalls During Bankruptcy

When we approach bankruptcy as a potential solution for clients, it is with a clear picture of their financial situation and the knowledge that their

Blog

CAIRP: Increase in Bankruptcies Predicted

Mounting Pressure on Debtors, as ‘Insolvency Time Lag’, Ease of Credit and Stigma of Bankruptcy Keep Consumer Insolvency Rates Stable. An increase in bankruptcies and

Blog

Four Pitfalls of PayDay Loans

Many people live paycheque to paycheque, with very little left over in the slush fund to cover unexpected expenses.  In fact, at one time or

Blog

Tax Debt and the CRA

As they say, the only things we can truly count on are death and taxes. So, it’s not uncommon to come across clients who, for

Blog

New Year, New Financial Strategies

A brand new year has begun, and it’s the perfect opportunity to reassess your financial situation and see if there are any adjustments to be

Blog

Manage Credit Card Debt

Most Canadians carry a credit card or two, and this in and of itself is not a problem. Credit cards offer convenience and flexibility, and

D. Thode & Associates Inc., Licensed Insolvency Trustees.